Car Loans
Whether you’re looking for a new car, a used car, or simply looking for a better deal, then a AMP Credit Union car loan is right for you.
With an AMP Credit Union car loan, you can borrow from $10,000 to $100,000, if you offer your car as security for the loan. We can also tailor your loan to a term that suits you from 12 months to 7 years.
Our Car Loans come with some great benefits..
- Great interest rates
- No deposit required – borrow up to 100%
- Easy pre-approval within 24 hours
- No establishment or monthly fees
- Flexible repayment options
- Apply over the phone
Great Interest Rate
You will benefit from a special interest rate if you buy a car that is less than three years old. Click here for current interest rate information.
No Deposit Required – borrow up to 100%
You can borrow up to 100% of the value of the car. And we can even add the costs of registration and on-road costs on to the loan. This makes buying your new car very easy.
Easy Pre-Approval
To make it easier for you when you go shopping for your new car, we can give you “pre-approval” so you can go shopping with confidence.
This means that your car loan is approved in “principle” and is valid for a full two months. This makes it very easy to find the car that you want and you can afford.
And when you’re ready to buy, you can then submit your supporting documentation and the car details for formal approval of your loan.
No Establishment or Monthly Fees
At AMP Credit Union we have NO establishment fee and NO monthly fees. That all adds up to big savings for you over the life of the loan. There are also no termination fees should you choose to pay out your loan early.
Flexible Repayment Options
Repayments can be made weekly, fortnightly or monthly.
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or telephone banking. Setting up automatic repayments saves you time and makes sure you don’t forget a payment.
You can also make extra repayments at anytime without penalty.
Apply over the Phone
To make it easier for you, AMP Credit Union can take your loan application over the phone. We can also answer all your questions at the same time. All you need to get started is details on your income, current obligations and limits and the amount you are looking to borrow.
To apply for your loan, call us on 1300 426 728. Alternatively, you can download our Loan Application.
Terms and Conditions
Lending criteria apply to all loans. Details of applicable terms and conditions, fees and charges are available on application.
