Overdrafts
We all like the security of knowing that extra money is available should we ever need it. That’s what our overdraft is all about.
It’s sort of like a credit card with access to a limit, but instead it works on your everyday transaction account. An Overdraft is an ideal safety net should you incur unexpected expenses.
That means if you are short of funds, any direct debits, cheques, Visa or EFTPOS transactions will simply access your Overdraft facility instead of possibly being returned.
Our Overdraft comes with some great benefits…
- Low variable interest rate
- No establishment or monthly fees
- Visa Debit Card for 24/7 worldwide access
- ATM, cheque book and BPay access
- Interest calculated on daily balance – so you only pay for what you use
No Establishment or Monthly Fees
At AMP Credit Union we have NO establishment fee and NO monthly fees. That all adds up to big savings for you over the life of the Overdraft facility.
A Suitable Credit Limit
A credit limit is assigned to you based on your particular needs and circumstances. However you can also request an increase or decrease in your credit limit in the future.
Terms and Conditions
Lending criteria apply to all loans. Details of applicable terms and conditions, fees and charges are available on application.
