Personal Loan/Car Loan

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Personal loans are available for any worthwhile purpose, such as travel, education, debt consolidation etc. This also includes used cars over 3 years old.

Get behind the wheel and own your ideal car. You may require something sportier, more reliable or better suited to your family’s needs, AMP Credit Union Car loan gives you the flexibility to drive away sooner. We can even pre-approve your loan for a better bargaining deal. A Bill of Sale is required as security for our low interest car loans. Car loans are for new cars or used cars up to 3 years old.

Key Features of the AMP Credit Union Personal Loan/Car Loan:

  • Fast approval of loans within 24 hours
  • Flexible low variable rates
  • No application or monthly fees
  • No limits on extra repayments
  • No penalty for paying loan out early
  • Choice between weekly,fortnightly and monthly repayments

Home loans are available for Owner Occupied and Investment purposes within Australia. Valuation and legal fees etc. payable to outside parties apply.

INTEREST RATES
(as at 1 April 2008)
TYPE OF LOAN DESCRIPTION INTEREST RATES AND COMPARISON RATES*
Car Loan
For new cars and
for used cars up to 3 years old		 Secured by Bill of Sale 8.95% p.a
8.95% p.a*
Personal Loan Home owners and buyers 10.95% p.a
10.95% p.a*
  Other borrowers 12.95% p.a
12.95% p.a*

 

For further information refer to our Interest Rates and Charges and our Comparison Rate Schedule. Normal lending criteria, terms and conditions apply.

Interest is calculated on a daily balance and debited monthly. Interest only loans are available.

To Apply

For current members. Please read and complete the following form:

Please also provide your two latest payslips to the Credit Union

Once you have completed the necessary application form(s) please drop them in, mail or fax them back to us, so we can process your application(s).